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ElektroLibera LLC developed a prepaid e-money system and, working with Transonica of Ghana, rolled it out at the University of Ghana — a cashless environment with zero payment fees, usable on campus, on buses and at shops.
A Ghanaian student studying in Japan was struck by how convenient Japanese transit IC cards such as Suica are, and wanted to see the same kind of service in his home country. ElektroLibera took up that idea and, in 2020, developed its own e-money system designed around local conditions in Ghana — unreliable infrastructure and a sharp focus on cost. Full-scale rollout in Ghana followed in 2022.
"I want to build something like Suica back home!"— "Transonica," the e-money system that grew out of a Ghanaian exchange student's idea
Existing student and staff ID cards (IC cards) are used as they are as e-money cards. With no cost to issue new cards, going cashless is straightforward.
Hold the IC card over a SUNMI POS terminal and add cash. A student or staff ID card becomes an e-money card as it is.
Top-ups are reflected on the server immediately. Balances and usage history can be checked at any time.
Just hold the card over the payment terminal and the transaction is done. It works in campus cafeterias, on buses and at partner shops.
Mifare NFC contactless IC cards become e-money cards. No cost to issue new cards.
Runs on SUNMI terminals such as the V2Pro and P2Pro, keeping rollout and running costs down.
None of the fees that come with credit card payments. That translates directly into cost savings.
Usable even where internet access is unreliable. Transactions sync to the server automatically afterward.
A REST API integration with Cybozu Kintone reflects payment and top-up data immediately.
IC card issuance, user information, and sales analysis and audit data are managed together in Kintone.
Cashless payment reaches beyond the university campus into everyday life — commuter buses, partner shops and more. The same system can also be deployed at corporate staff cafeterias, schools and similar settings.
A three-layer design — SUNMI POS terminals, a REST API and Cybozu Kintone — handles payments, user management and operational data in real time and securely.
* Kintone is a registered trademark of Cybozu, Inc. Other trademarks are the registered trademarks of their respective companies.
Get in touch to discuss developing or rolling out a cashless payment system for a university, educational institution or company.
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We have declared our commitment to information security under SECURITY ACTION, the self-declaration scheme run by Japan's Information-technology Promotion Agency (IPA).